Best Health Insurance Plans of Star Health Insurance

Star health insurance is an established company that offers a plethora of health insurance plans to policyholders. This eminent Star health insurance company also offers diverse health insurance products including family floater plans, senior citizen health plans, critical illness health insurance, personal accidents plan, and so on. Star comprehensive insurance policy meets all variable needs and requirements of customers. Moreover, Star health policy is known for its smooth claim settlement process. Because of the hassle-free Star mediclaim process, customers prefer Star medical insurance plans over others.

Features and benefits of Star Insurance

Let’s take a look at some of the intriguing and exciting features of Star health products.

• Star Health Insurance Company welcomes policyholders with budget-friendly insurance products for families, individuals, and corporates.
• Star Health medical insurance plans cover hospitalization expenses, medical check-ups, AYUSH treatments, and critical illnesses.
• Star comprehensive health insurance plans also provide coverage for the COVID-19 treatment.
• The insurer also provides health insurance plans for autistic children.
• No co-payment is required for people below 60 years.
• This insurer has a vast network of hospitals (more than 1100 hospitals) where the policyholders can avail their treatment.
• Star health mediclaim policy offers a speedy and hassle-free claim settlement process. 90% of all the claims usually get settled within 2 hours.
• The health insurance provider offers a lifetime renewal option.

6 Best Health Insurance Plans offered by Star Health insurance

Star Young Star Health Insurance Plan

Young Star insurance policy covers numerous healthcare expenditures incurred at the time of hospitalization and comes with various exciting features. Some features are,

• The plan comes with two options – Gold and Silver, comprising multiple sum insured options.
• The insured gets a cumulative bonus of 20% for every claim-free year.
• The policyholder can get an E-opinion from a panel of experts at the insurance company.
• Automatic restoration of the sum assured.
• The insurer offers rewards to the insured for maintaining a healthy lifestyle under its wellness program.
• No capping for treatment at single AC room.

Star Medi Classic Health Insurance Plan

This is a well-structured health insurance plan that offers a plethora of benefits for individuals to manage their healthcare expenses. Some features are,

• This plan comes with two options (Basic and Gold).
• The plan bears expenses against hospitalization arising due to any disease, illness, or accident.
• Interestingly HIV positive people are eligible to buy this plan.
• The insured person will be eligible for a cumulative bonus calculated at 5% of the basic sum insured for every claim-free year.

Star Comprehensive Health Insurance Policy

If you are looking for an all-encompassing health policy that should cover everything, from hospitalization expenses to pre-or post-hospitalization or even out-patient consults and daycare treatments, then Star comprehensive health insurance policy could be your utmost choice.

• This plan comes in both individual and floater options.
• This plan does not come with any sub-limit or capping. It offers coverage against outpatient medical consultation expenses, domiciliary hospitalization, daycare procedures, air ambulance expenses, pre-and post-hospitalization expenses.
•  Under this policy, the insured person can take a second opinion from a doctor in the company’s network of medical practitioners.

Star Family Health Optima

This family health optima insurance plan offers coverage for you and your entire family under a single sum assured.

• Star health family health optima plan comes with several benefits like cover for pre and post-hospitalization, air ambulance, in-patient hospitalization expenses, etc.
• This policy offers coverage for newborn babies and emergency domestic medical evacuation
• The policy offers additional sum assured for a road traffic accident
• If the limit of coverage under the policy is exhausted/exceeded during the policy period, additional indemnity up to the limits would be provided once for the remaining policy period

Star Senior Citizens Red Carpet Health Insurance Policy

As the name suggests, Senior Citizens Red Carpet Insurance Policy is specifically designed for senior citizens and is available on an individual and floater basis.

• Anyone between the ages of 60 to 75 years can buy this policy.
• This policy includes features like lifelong renewals and sum assured options ranging between Rs 1 lakh and Rs 25 lakh.
• This policy covers hospitalization expenses, health check-ups, pre-hospitalization, and post-hospitalization expenses, amongst others.

 These are the best health insurance plans in Star Health Insurance. By comparing various plans at the IIFL website (www.iiflinsurance.com), you can choose the best insurance plan for you that gives you the utmost protection against various ailments.