Star Health Insurance primary takes care of health insurance plans. Their offerings include a wide range of plans to help you and your family stay afloat even during the most difficult times. Whether you’re looking for individual insurance or group insurance, for your family or for your office - Star Health has something for everyone. 

Star Health Insurance Plans

Health insurance plans provide financial security for health care, whether in the form of regular check-ups, or for specific critical illnesses. Star Health Insurance plans help you protect your savings from being spent on healthcare expenses, medical bills, hospitalization charges, and whatnot. With such a solid financial support backed with seamless claims settlement and redressal process, Star Health Insurance plans are surely one of the best you can go for. 

Here are the various plans offered by Star Health Insurance

Star Family Health Optima Health Insurance Plan

Delivers widespread coverage to your family via a family floater plan. Also lets you avail section 80D tax benefits. 

Key features include: 

• Zero cost auto recharge facility. 
• Free health checkups for every claim-free year.
• Added sum insured at no extra cost. 
• Donor expenses coverage in case of transplantation needed. 

Star Senior Citizens Red Carpet Health Insurance Plan

An appropriate plan for the senior citizens to help them safeguard themselves in case of any illnesses. 

Key features include: 

• No medical test required. 
• Both individual and floater protection upto INR 25L.
• Outpatient consultation in the connected hospitals 

Star Comprehensive Health Insurance Plan

The most popular plan by Star health Insurance. This offers all-inclusive features and benefits.  

Key features: 

• No limit on room rent.
• Additional coverage in the form of organ donor expenses, alternative opinions, ambulance costs, domiciliary hospitalization, and other complicated medical actions. 
• Automatic restoration to the extent of 100%. 
• Personal accident coverage in case of total or partial disablement or death. 
• Sum insured shoots up by 100% for each claim-free year. 
• Newly married spouse and newborn requirements also covered. 

Star Medi-Classic Health Insurance Plan

Designed for compensation of healthcare costs and expenses incurred due to various illnesses, diseases, accidental injuries, or sicknesses. 

Key features: 

• Auto restoration happens by up to 200%. 
• Increased by 5% of the basic sum insured for every claim-free year. The maximum limit of this increase is 25%.

Star Health Gain Insurance Plan

A comprehensive plan for complete security. You can choose the sum insured and premium as per your convenience and requirements. 

Key features: 

• Covers both inpatient and outpatient costs. 
• A completely flexible plan - both for individuals and family. 
• Choice from 5 sum insured options and 4 premium selections. 

Star Super Surplus Health Insurance Plan

This plan, as is clear from the name, offers a much bigger coverage to help you stay prepared for any unwanted hazard that might arise. 

Key features: 

• Does not require any medical tests.
• Available in two variants - Silver and Gold - both having varied offerings. 
• Complete coverage in case of any hazard with a seamless settlement process. 

Star Diabetes Safe Health Insurance Plan

This is a both individual and family health insurance plan - and caters to diabetic people. 

The key features include: 

• Covers both Type 1 and Type 2 Diabetes patients. 
• No waiting period for Diabetes and its treatments for Plan A, and 12 months waiting for Plan B. 
• Flexible policy options for both individuals and floaters with two plans available. 
• Automatic restoration 100% of the sum insured. 
• Covers outpatient expenses like consultation charges, medicine costs, diagnostic tests, and such. 
• Offers reimbursement in case of accidental death of the insured person. 

Star Cardiac Care Health Insurance Plan

Designed specially for patients suffering from any cardiac or heart ailments or diseases. 

The key features include: 

• Also covers the insured person for accidents and non-cardiac treatments. 
• 2 options available - Silver and Gold. 
• Covers outpatient costs. 
• Reimbursement provided in case of accidental death. 

Star Net Plus Health Insurance Plan

This plan caters to people tested HIV positive. 

Key features: 

• Doesn’t require you to submit receipts or bills - but you need to meet the prerequisites for this plan. 
• Offers solid financial support for superior healthcare for HIV positive individuals. 

Star Care Micro Health Insurance Plan

This is both an individual and a family insurance plan, and provides protection on payment of a single premium, under a single sum insured. 

Key features: 

• Individual and Floater policies in Tier I and Tier II places in India.
• No pre-policy medical check-up required.

Star Cancer Care Gold Health Insurance Plan

Designed to financially help out the cancer patients dealing with huge healthcare costs. 

Key features:

• Comprehensive coverage for cancer - from metastasis to relapse or second cancer. 
• Offers lump sum compensation on the diagnosis of critical illness
• Eligibility of Star Cancer Care Gold Health Insurance Plan

Star Special Care Health Insurance Plan

Designed for children who fall in the Autism Spectrum.

Key features: 

• Offers regular indemnity health cover
• Requires no medical test before applying for the policy. 
• Covers special treatments like Speech Therapy, Cognitive Behavioral Therapy, Occupational THerapy, Physiotherapy, and more. 

Star Hospital Cash Health Insurance Policy

This is an individual and family policy that is offered for compensating the additional expenses incurred during hospitalization.

Key features:

• Offers a lump-sum payment for entire hospitalization or healthcare expenses. 
• Flexibility to choose from two plans - basic or enhanced. 
• Covers daycare treatments. 
• The benefit of childbirth hospital cash, convalescence hospital cash, and worldwide hospital cash under the enhanced version of this plan. 

Star Criticare Plus Health Insurance Plan

This plan offers a lump sum amount in case the insured person is detected with a major illness or disease as per the list in the policy.

Key features: 

• Completely covers nine critical illnesses. 
• Offers lump sum compensation on diagnosis of any of the nine critical illnesses. 
• Eligibility of Star Criticare Plus Health Insurance Plan.

Star Family Delite Health Insurance Plan

This is a family-focused health insurance plan and offers a lump sum amount in case the insured individual is detected with any of the listed major illnesses or diseases.

Features include: 

• Complete coverage for nine critical diseases. 
• Offers lump sum compensation on the diagnosis of any of the nine critical illnesses for any of the family members. 
• Eligibility of Star Family Delite Health Insurance Plan.

Best Policies Offered by Star Health Insurance

While different policies offered by Star Health Insurance cater to different needs of individuals or families, here are some of the more higher rated and well received insurance policies for you to pick from: