HDFC Life Insurance Reviews, Ratings, Best Plans and USPs

HDFC Life Click 2 Protect Plus Plan

18 years to 65 years

Maximum:

85 years

Minimum:

Rs. 25 Lakhs

Maximum:

No Limit

10 years to 40 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Click 2 Protect Health Plan

For Lifelong Protection Options:

25 years to 65 years

For All Other Options:

18 years to 65 years

For Lifelong Protection Options:

Whole of Life

For All Other Options:

23 years to 75 years

Minimum:

Rs. 10 Lakhs

Maximum:

No Limit

5 years to Whole of Life

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Click 2 Protect 3D plus

For Lifelong Protection Options:

25 years to 65 years

For All Other Options:

18 years to 65 years

For Lifelong Protection Options:

Whole of Life

For All Other Options:

23 years to 75 years

Minimum:

Rs. 10 Lakhs

Maximum:

No Limit

5 years to Whole of Life

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Personal Pension Plus

18 years to 65 years

55 years to 75 years

Minimum:

Rs. 204,841

Maximum:

Depends on age, policy term, premium.

10 years to 40 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Click 2 Retire

18 years to 65 years

45 years to 75 years

Depends on age, policy term, premium, PPT.

10 years to 35 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Pension Guaranteed Plan

30 years to 85 years

N.A.

Minimum:

Rs. 81,145

Maximum:

No Limit

N.A.

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life New Immediate Annuity Plan

30 years to 85 years

N.A.

Minimum:

Rs, 10,000 p.a

Maximum:

No Limit

N.A.

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Pension Super Plus

35 years to 65 years

55 years to 75 years

Depends on age, policy term, premium, PPT.

10 years to 20 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Cardiac Care Plan

18 years to 65 years

For Single Pay:

23 years to 70 years

For Regular Pay:

23 years to 75 years

Minimum:

Rs.  2 lakhs

Maximum:

 Rs.  50 lakhs

5 years to 40 years 

Single-Premium, Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Cancer Care

5 years to 65 years

15 years to 85 years

Minimum:

Rs.  10 lakhs

Maximum:

Rs.  50 lakhs

Minimum:

3 years

Maximum:

85 years -

Entry Age

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Easy Health Plan

18 years to 65 years

23 years to 70 years

Rs.  25,000 to Rs.  5 lakhs depending on the plan option selected

5 years

Single-Premium, Yearly

HDFC SL YoungStar Super Premium

18 years to 65 years

Minimum:

No Lower Limit

Maximum:

75 years

Minimum:

7 times the Annual Premium

Maximum:

40 times the Annual Premium

10 years to 20 years

N.A.

HDFC Life YoungStar Udaan

30 days to 60 years

18 years to 75 years

100% of the Assured Sum + 25 % of the Assured Sum

15 years to 25 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Sanchay Plus Plan

5 years to 60 years

18 years to 80 years

Depends on the premium and plan option selected

6 years to 20 years depending upon the policy option and the PPT

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Sanchay Plan 

30 days to 65 years depending upon the PPT

18 years to 85 years

Minimum:

Rs. 1,18,392

Maximum:

No Limit

5 years to 40 years depending upon the PPT

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Sanchay Par Advantage Plan

Minimum:

0 years (30 days)

Maximum:

Depends on income type and PPT.

Maximum:

100 years

Minimum:

Rs. 3 Lakhs

Maximum:

No Limit

100 minus Age at Entry

or A fixed policy term in the range of 30-40 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Sampoorn Samridhi Plus Plan

30 days to 60 years

18 years to 75 years

Minimum:

Rs. 65,463

Maximum:

No Limit

15 years to 40 years

N.A.

HDFC Life ClassicAssure Plus Plan

30 days to 60 years

65 years to 75 years

Minimum:

Rs. 48,032

Maximum:

No Limit

10, 15 or 20 years 

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Super Income Plan

30 days to 59 years

18 years to 75 years

Minimum:

Rs. 1,28,337

Maximum:

No Limit

16, 18, 20, 22, 24, 27 years 

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC LIFE Click 2 Invest ULIP

0 years to 65 years

18 years to 75 years

Single premium:

1.25 times the premium paid

Regular premium:

Up to 10 times the annual premium

5 years to 20 years

Single-Premium, Yearly, Half-Yearly, Quarterly, and Monthly

HDFC SL Crest

14 years to 55 years

Maximum:

65 years

Up to 20 times the annual premium

10 years 

Yearly

HDFC SL ProGrowth Flexi

14 years to 65 years

Maximum:

75 years

Single premium:

1.25 times the premium paid

Regular premium:

Up to 10 times the annual premium

10 years to 30 years

N.A.

HDFC Life Sampoorn Nivesh

30 days to 60 years based on the chosen policy option and PPT

18 years to 70 years based on the chosen policy option and PPT

Single premium:

1.25 times the premium paid

Regular premium:

Up to 10 times the annual premium

10 years to 25 years

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life ProGrowth Plus

14 years to 65 years

70 years to 75 years

Up to 40 times the annual premium

10 years to 30 years 

Yearly, Half-Yearly, and Monthly

HDFC Life ProGrowth Super II Plan

14 years to 65 years

65 years to 75 years

Up to 40 times the annual premium

10 years to 30 years 

Yearly, Half-Yearly, Quarterly, and Monthly

HDFC Life Smart Woman Plan

18 years to 45 years

28 years to 60 years

Minimum:

7 times the Annual Premium

Maximum:

40 times the Annual Premium

10 years or 15 years

N.A.

HDFC Life Click 2 Protect Health Plan

Premium discount of up to 5%

Nine coverage options under the plan

Lifelong health protection can be availed with whole life coverage option

You can increase the sum assured every year through the top-up option

Depends on age, term and sum assured

Single Pay, Regular Pay, 

Limited Pay: 5 years to 39 years

HDFC Life ProGrowth Super II Plan

Eight coverage options under the plan

Coverage options include additional riders for accidental death, disability, and critical illness

Eight investment funds to choose from that make sure that your investment needs are met

Rs. 15,000 per annum

Equal to Policy Term

HDFC Life Sanchay Plan

Premiums to be paid for a limited period only

Guaranteed additions are added to the sum assured every year. The rate of these additions is 8% or 9%.

The maturity benefit ranges from 180% to 460% of the sum assured

Rs. 3442 onwards

Single Pay, 5, 6, 8 and 10

HDFC Life Personal Pension Plus

The minimum death and vesting benefit is guaranteed

The plan offers you a long term investment period for planning a sufficient retirement corpus

Option to commute up to 60% of the vesting benefit

The minimum level of the death benefit at all times is 105% of the total premiums paid

Rs. 204,841

Equal to Policy Term