Edelweiss Tokio Life Insurance plans can be broadly classified into five types: 

1. Term plans
2. ULIP Plans
3. Child Plans
4. Pension Plans
5. Investment Plans

Edelweiss Tokio Life Term Plans

This type of policy offers coverage for a certain period (years). It ensures financial support to the insurer's family in case of the insurer's death. In addition to financial security, term plans also provide tax benefits and hassle-free payout during a crisis. Edelweiss Tokio offers a variety of term policies for investors to choose from.

Edelweiss Tokio Total Secure Plus

The policy provides additional benefits when compared to a regular term insurance plan. The plan offers critical illness benefits and the luxury of choosing a health cover based on the insurer's requirements. 

The options of health coverage are:

1. Pure life cover
2. Life cover plus " basic health cover" (that covers 7 critical illnesses) 
3. Life cover plus "comprehensive health cover" (that covers 35 critical illnesses).

Edelweiss Tokio Simply Protect

The plan offers tax benefits for the premium amount paid by the insurer. It also provides:

1. Life cover
2. Life cover plus benefits for accidental death; it protects the insurer's family when an unexpected disaster strikes. The nominee receives an additional payout apart from the death benefit. 
3. Life Cover plus premium waiver on total and permanent disability.

Edelweiss Tokio My Life Plus

This is a pure term insurance plan that provides financial protection to the policy bearer with a regular premium payment option. The SA (sum assured) received by the nominee on the death of the insurer is 10 times more than the annual premium. 

Edelweiss Tokio Life Protection

This is another pure term insurance plan with a life cover up to 99 years of age. The policy provides high returns at low premium rates. The plan offers three payment methods for premium.

Edelweiss Tokio Life Income Replacement

The policy offers monthly benefits to the nominee that replace the monthly income of the insurer after the insurer's demise. The premium can be paid as regular payment, limited payment, or single payment. In case of the policy holder's death, the nominee is provided with increasing monthly benefits for the entire policy term or 5 years. 

Policy name	Age limit	Term of the policy	Death benefits
Edelweiss Tokio Total Secure Plus	18-65 years	10-62 years	Lump Sum with a small portion of the death benefit paid as monthly income.
Edelweiss Tokio My Life Plus	18-60 years	10, 15, 20, 25, 30, 35, and 40 years	Lump Sum or income benefit as chosen by the investor.
Edelweiss Tokio Simply Protect	18-65 years	10-40 years	Lump Sum or lump sum plus income benefit
Edelweiss Tokio Life Protection	18-60 years	10-30 years	Assured Sum
Edelweiss Tokio Income Replacement	18-60 years	10-30 years	Monthly benefits till policy term ends or for 5 years.

Edelweiss Tokio ULIP Plans

ULIP Plans are doubly advantageous that are designed to assist in accumulation of wealth through risk cover and investment opportunities. Here are the six ULIP plans offered by Edelweiss Tokio:

Edelweiss Tokio Wealth Accumulation

The plan offers the flexibility of paying the fund value on maturity to the policy bearer. 

Edelweiss Tokio Wealth Accumulation (Privilege)

It is a ULIP Plan with risk protection that also empowers the investors to switch their investments from one fund to another.

Edelweiss Tokio Wealth Plus

This is a customer-friendly plan that provides the privilege of choosing the premium amount, term of the policy, and the term for premium payment. 

Edelweiss Tokio Wealth Ultima

This is a Systematic Monthly Plan (SMP) that enables insurers to pay their premium on monthly terms and get protection from unpredictable market fluctuations. 

Edelweiss Tokio Wealth Enhancement

This is a plan with a single premium payment option.

Edelweiss Tokio Wealth Acceleration

This ULIP Plan provides a limited and regular premium payment option with guaranteed additions.

Here's a detailed look at Edelweiss Tokio's different ULIP plans:

Policy Name	Age Limit	Term of the policy	Maturity Benefits	Death Benefits
Edelweiss Tokio Wealth Accumulation	5-65 years	10, 15, 20, 25, or 30 years	Total value of the fund	Fund value + SA
Edelweiss TOKIO Wealth Accumulation (Privilege)	5-65 years	10, 15, 20, 25, or 30 years	Total fund value	Fund Value or SA
Edelweiss Tokio Wealth Plus	1-55 years	10 or 20 years	Fund Value	Fund Value, SA 105% of total premium or 105% top-up fund value Top-up fund value
Edelweiss Tokio Wealth Ultima	17-70 years	10 years	Fund value	Fund Value, SA 105% of total premium or 105% top-up fund value Top-up fund value
Edelweiss Tokio Wealth Enhancement	5-65 years	10, 15, or 20 years	Nil	Fund Value or SA (up to 105% premium paid)
Edelweiss Tokio Wealth Acceleration	5-65 years	10, 15, 20, 25or 30 years	Nil	Fund Value or SA

Edelweiss Tokio Child Plans

The child plan protects the future of the insurer's child and offers a wholesome death benefit. In case of the death of the policyholder, the future premium amounts to be paid are waived off thereby, assuring the total maturity value to the insurer's child.

Here's a detailed look at Edelweiss Tokio's different Child plans:

Policy Name	Age limit	Term of the Policy	Benefits
Edelweiss Tokio Edusave Plan	18-45 years	10-30 years	Maturity benefit: Sum Assured plus accumulated bonuses Death benefit: Sum assured with a waiver of future premium amounts and maturity benefits

 

Edelweiss Tokio Pension Plans

Edelweiss Tokio Pension Plans maintain flow of income until an individual reaches 100 years of age. Here's listing the six pension plans offered by Edelweiss Tokio. 

Edelweiss Tokio Cash flow Protection

The plan offers an assured income and life cover till the age of 100. 

Edelweiss Tokio Triple Advantage

This is a non-linked and non-participating pension plan that provides an assured lump sum amount that is equal to the sum assured on twice the policy term. 

Edelweiss Tokio Cash Income

The plan offers a survival benefit that can be received by the insurer at the end of 40 years. 

Edelweiss Tokio Pension Plan

There are various retirement plans, some focusing on pensions while others take care of the retirement funds. 

Edelweiss Tokio Easy Pension

It is a non-linked and non-participating pension plan that guarantees an adequate amount required for a tension-free retired life at low premium rates.

Edelweiss Tokio Immediate Annuity

This is an annuity plan that takes care of retirement funding by providing an annual income even after retirement.

Here's a detailed look at Edelweiss Tokio's various Pension plans:

Policy Name	Age Limit	Term of the Policy	Death Benefits	Maturity Benefits
Edelweiss Tokio Cash flow Protection	91 days – 55 years	100 years (minus entry age)	SA, and benefits up to 105% of paid premium	SA and terminal benefit (if applicable)
Edelweiss Tokio Cash Income	91 days -55 years	100 years (minus entry age)	10 times of annual premium or 105 % of total premium paid till death. Maturity benefits	Sum assured
Edelweiss Tokio Triple Advantage	91 days – 55 years	100 years (minus entry age)	SA, and benefits up to 105% of paid premium   depending on the entry age of the insurer.	SA and terminal benefit (if applicable)
Edelweiss Tokio Pension Plan	18-65 years	10-40 years	Total premium amount paid or 105% of total premium paid.	Sun assured + accumulated bonuses
Edelweiss Tokio Easy Pension	18-75 years	10-67 years	Fund value or assured benefit or 105% of total premium paid	Fund Value or assured benefit
Edelweiss Tokio Immediate Annuity	18-85 years	-	Based on the insurer’s option.	Based on the insurer’s choice

Edelweiss Tokio Investment Plans

Edelweiss offers guaranteed maturity and death benefits through a variety of traditional and new-age plans that are packed with additional benefits and features. 

Here are the nine investment plans offered by Edelweiss Tokio:

Edelweiss Tokio POS Saral Nivesh

It is a non-linked and non-participating investment plan with assured benefits.

Edelweiss Tokio GCAP

It is another non-participating investment plan with guaranteed benefits.

Edelweiss Tokio Smart Lifestyle

This non-linked participating investment plan offers increased benefits to keep up with the changing lifestyles of the insurers. 

Edelweiss Tokio Wealth Builder

A non-participating plan with additional benefits offered through loyalty additions. 

Edelweiss Tokio Guaranteed Income Plan

This is an endowment plan with guaranteed returns and tax-free income. 

Edelweiss Tokio Wealth Enhancement

This plan provides a single payment option for premium payment.

Edelweiss Tokio Milestones Plan

An endowment plan that provides cash back at regular intervals thereby helping the investors with wealth accumulation.

Edelweiss Tokio Safe and Sure

This endowment plan is built for accumulating the wealth of the investor resulting in a huge maturity benefit. 

Edelweiss Tokio Single Pay Endowment Assurance

The Single Pay Endowment Assurance plan is a non-participating endowment policy offered without bonuses.

Here's a detailed look at Edelweiss Tokio's various Investment plans:

Policy Name	Age Limit	Term	Maturity Benefits	Death Benefits
Edelweiss Tokio POS Saral Nivesh	1-50 years	10-20 years	SA	10 times the annual premium amount and SA  105 % of the total premium
Edelweiss Tokio GCAP	91 days- 55 years	10, 15, 20, 25, or 30 years	SA plus accumulated benefits	SA 105% of total premium paid (if entry age is less than 5 years)
Edelweiss Tokio Smart Lifestyle	1-50 years	10, 15, or 20 years	SA	As per the insurer’s choice
Edelweiss Tokio Wealth Builder	3-55 years	10 or 15 years	SA and assured loyalty additions	SA plus accumulated benefits
Edelweiss Tokio Guaranteed Income Plan	3-55 years	15 years	200% of the yearly premium paid	Lump-sum benefits 10 times of annual premium paid or 125% of the yearly premium paid till death.
Edelweiss Tokio Wealth Enhancement	5-65 years	10, 15, or 20 years	Fund Value	Fund Value or SA
Edelweiss Tokio Milestones	14-40 years	16, 20, 25, or 30 years	40% of SA and accumulated benefits	SA and accumulated bonuses.
Edelweiss Tokio Safe and Sure	5-55 years	15, 20 or 25 years	SA	SA
Edelweiss Tokio Single Pay Endowment	8-80 years	10 or 15 years	SA	SA

Best Policies offered by Edelweiss Tokio Life Insurance

Policy Name	Age Limit	Term of the policy	Maturity benefits	Death Benefits
Edelweiss Tokio Total Secure Plan	18-65 years	10-62 years	Nil	Lump-sum with a small portion of the death benefit paid as monthly income.
Edelweiss Tokio Wealth Plus	1-55 years	10 or 20 years	Total value of the fund.	Fund value and sum assured. 105% of the total premium paid and top-up fund value.
Edelweiss Tokio Edu Save Plan	18-45 years	10-30 years	SA + accumulated benefits	Nil
Edelweiss Tokio Triple Advantage Plan	91 days – 55 years	100 years (minus entry age)	SA + terminal bonus (if applicable)	SA, and benefits up to 105% of paid premium depending on    the entry age of the insurer.
Edelweiss Tokio Smart Lifestyle	1-50 years	10, 15, or 20 years	SA	As chosen by the insurer.
Edelweiss Tokio Wealth Builder	3-55 years	10 or 15 years	SA+ assured loyalty benefits	SA+ accumulated benefits