ICICI Bank FD Calculator
About ICICI Bank
ICICI Bank is India’s one of the biggest private banks. The bank provides a range of banking products and financial services to both retail and corporate customers. Recently, ICICI Bank has also reported total consolidated assets of INR 11,242.81 billion. Further, the profit earned by the bank in 2018 was INR 67.77 billion.
Because of all this, the bank has been successful in providing highly competitive ICICI FD interest rates in 2020 and 2021. You can also calculate these rates by using the ICICI Bank FD calculator. ICICI Bank serves millions of customers across the country through its 4.867 branches and 14,367 ATMs.
Recently, it has also been observed that a lot of customers are very interested in ICICI FD investments. This is why people have been searching for ICICI FD interest rates in 2020 and 2021. Individuals have also been using the ICICI Bank FD calculator more frequently.
Features of ICICI Bank FD Calculator
The ICICI Bank FD calculator has many amazing features. However, the biggest use of this calculator is that it allows customers to become more familiar with ICICI FD interest rates 2020 and 2021. There are many other features that the ICICI Bank FD calculator has. Let’s go through those features in this section.
- Helps in calculating the best and most profitable tenure for ICICI FD in just a few clicks
- Gives insight to FD account holders in regards to premature withdrawals and the final ICICI FD interest amount
- ICICI Bank FD calculator helps people in the general category find the most profitable ICICI FD interest for them
- Senior citizens can use the ICICI Bank FD calculator easily to find the most profitable ICICI FD interest rates 2020 and 2021 for them
- The ICICI Bank FD calculator can help people plan the steady growth of their investment and retirement plan
ICICI FD Interest Rates 2020 and 2021
If you are not very comfortable with using the ICICI Bank FD calculator, then don’t worry as we have got you covered. In this section, we will take you over the different ICICI FD interest rates 2020 and 2021. Let’s start by going through the ICICI Bank FD interest rates 2020 and 2021 for deposits under INR 2 crore.
| ICICI Bank FD Interest Rates 2020 and 2021 Tenure Period | ICICI Bank FD Interest Rates 2020 and 2021 for General Public | ICICI Bank FD Interest Rates 2020 and 2021 for Senior Citizens |
| 7 days to 14 days | 4.00% | 4.50% |
| 15 days to 29 days | 4.25% | 4.75% |
| 30 days to 45 days | 5.50% | 6.00% |
| 46 days to 60 days | 6.00% | 6.50% |
| 61 days to 90 days | 6.25% | 6.75% |
| 91 days to 120 days | 6.25% | 6.75% |
| 121 days to 184 days | 6.25% | 6.75% |
| 185 days to 289 days | 6.50% | 7.00% |
| 290 days to less than 1 year | 6.75% | 7.25% |
| 1 year to 389 days | 6.90% | 7.40% |
| 390 days to 2 years | 7.10% | 7.60% |
| 2 years and 1 day to 3 years | 7.05% | 8.00% |
| 3 years and 1 day to 5 years | 7.25% | 7.75% |
| 5 years and 1 day to 10 years | 7.00% | 7.50% |
| 5 years tax saver FD | 7.25% | 7.75% |
Next, we’ll look at the ICICI Bank FD interest rates 2020 and 2021 for domestic, NRO, and NRE deposits. These ICICI Bank FD rates 2021 are given in the table below.
| ICICI Bank FD Rates 2021 Tenure Period | ICICI Bank FD Rates 2021 for Amount Between INR 2 Crore to Less than INR 5 Crore | ICICI Bank FD Rates 2021 for Amount Between INR 5 Crore to Less than INR 5.10 Crore | ICICI Bank FD Rates 2021 for Amount Between INR 5.10 Crore to Less than INR 24.90 Crore |
| 7 days to 14 days | 5.75% | 5.75% | 5.75% |
| 15 days to 29 days | 5.75% | 5.75% | 5.75% |
| 30 days to 45 days | 6.25% | 6.25% | 6.25% |
| 46 days to 60 days | 6.50% | 6.25% | 6.50% |
| 61 days to 90 days | 6.75% | 6.25% | 6.75% |
| 91 days to 120 days | 7.00% | 6.25% | 7.00% |
| 121 days to 150 days | 7.00% | 6.25% | 7.00% |
| 151 days to 184 days | 7.00% | 6.25% | 7.00% |
| 185 days to 210 days | 7.25% | 6.25% | 7.25% |
| 211 days to 240 days | 7.25% | 6.25% | 7.25% |
| 241 days to 270 days | 7.25% | 6.25% | 7.25% |
| 271 days to 300 days | 7.25% | 6.25% | 7.25% |
| 301 days to 330 days | 7.25% | 6.25% | 7.25% |
| 331 days to less than 1 year | 7.25% | 6.25% | 7.25% |
| 1 year to 389 days | 7.40% | 6.50% | 7.40% |
| 390 days to less than 15 months | 7.25% | 6.50% | 7.25% |
| 15 months to less than 18 months | 7.25% | 6.50% | 7.25% |
| 18 months to 2 years | 7.25% | 6.50% | 7.25% |
| 2 years and 1 day to 3 years | 7.25% | 6.50% | 7.25% |
| 3 years and 1 day to 5 years | 7.25% | 6.50% | 7.25% |
| 5 years and 1 day to 10 years | 7.25% | 6.50% | 7.25% |
Benefits of ICICI FD
There are several benefits of learning about ICICI FD interest rates. Do you want to know more about what these benefits of learning about ICICI FD interest rates are? If yes, then go through the list of these benefits that is mentioned below.
- Get guaranteed returns on your investments made through ICICI FD interest
- Competitive and attractive ICICI FD interest rates that generate steady investment growth
- After selecting the best ICICI FD interest rate, avail of loans against the balance that is available in your account
- Select the most profitable ICICI FD rates today and open the FD account online in just a few clicks
- 100% safety guaranteed by ICICI on all investments made through ICICI FD rates today
Now that you know about so many benefits of learning about ICICI FD rates today, there is only one thing left to ask. And that is: what exactly do you plan to do with these ICICI FD rates today?
Types of ICICI FD
Till now, we have gone over the ICICI FD rates today and the benefits of constantly being aware of these ICICI FD rates today. However, the one thing we have left is the different types of ICICI fixed deposits. Let’s remedy that right now. The different ICICI FD options are:
- FD with a monthly income plan
- FD without premature withdrawal
- Tax saving fixed deposit
- Money multiplier FD
It should be noted that today we will not be talking about ICICI Bank OD against FD and how to break FD in ICICI Bank online. This is why if you want to learn about ICICI Bank OD against FD and how to break FD in ICICI Bank online, then you should go to the official ICICI Bank website.
Eligibility of ICICI FD
We know that today we won’t be talking about the ICICI Bank OD against FD and how to break FD in ICICI Bank online. However, what we will be talking about is the eligibility of opening an ICICI Bank FD. These eligibility criteria are given below.
- One must be a resident of India
- Should possess the documentation required for ICICI Bank FD application
If you still want to learn more about ICICI Bank OD against FD and how to break FD in ICICI Bank online, then you should visit the official ICICI Bank website.
How to Calculate ICICI FD Interest Rates 2020 and 2021
We know that it can be quite cumbersome to calculate ICICI Bank FD interest rates without any kind of help. This is why we are here to tell you that you don’t need to calculate the interest rates manually. You can simply use the ICICI FD calculator!
Using the ICICI Bank FD calculator is very easy. All you need to do is put in the required details and click on the enter or calculate button. And you are done! You will get the calculated amount within a few seconds. This is definitely easier than learning about ICICI Bank OD against FD and how to break FD in ICICI Bank online.
Factors Affecting ICICI Bank FD Interest Rates 2020 and 2021
The factors that can affect the ICICI Bank FD interest rates are:
- Deposit rates
- Rate of inflation
- Demand conditions
- Supply conditions
- Liquidation in the country
- Lending rate
FAQs:
Can I get a loan against the FD scheme provided by ICICI Bank?
Yes, customers can get loans against their ICICI Bank FD scheme.
Does ICICI Bank provide an auto-renewal facility?
Yes, ICICI Bank provides an auto-renewal facility.
Is it possible to add nominees to my ICICI FD account?
Yes, depositors can add nominees to their ICICI FD account.
