A Detailed Guide on Health Insurance for Thyroid Patients
After diabetes and heart diseases, it seems thyroid is emerging as a major health issue in the Indian population. As per a survey conducted by SRL Diagnostics, nearly 32% of India’s population suffers from a thyroid disorder. The Thyroid can pose a serious threat to your body, both in an excessive or underactive way. It can degenerate the quality of a person’s life significantly.
To treat the thyroid disease, you will first need to get some tests and diagnosis done followed by long-term treatment. All this will surely make you think at least for once, does insurance cover thyroid?
Here is a detailed guide that will acquaint you not just with what thyroid disease is, but also with why it is important to have health insurance for thyroid?
What is Thyroid?
Our body is made up of many organs that perform their roles to enable us to live a normal life. Thyroid is one such organ that has a role to produce thyroid hormone in our body. The thyroid is located in our neck just below Adam’s apple. What is thyroid? It is a butterfly-shaped gland with two side lobes that are joined with a bridge in the middle.
The pituitary gland in the center of our skull acts as a measuring system to sense the levels of thyroid hormones in our body. This gland itself produces a hormone called TSH (Thyroid Stimulating Hormone) that helps to balance the thyroid hormones.
What does the Thyroid Do?
The next question to come to mind would be what does the thyroid do and is it an important organ of the body? Yes, it is an important organ of our body. Its main role is to secrete thyroid hormone in our body that helps to control the body’s metabolism. To utilize the energy in our body, we need a good metabolism, so that our body can work throughout the day without any problem. If you ask us what is thyroid? We won’t hesitate to call it a metabolism generator in our body.
What is Thyroid Disease?
When the thyroid gland malfunctions, that is, when it produces too little or too much thyroid hormone, it may lead to disturbance in the body.
If your body produces too much thyroid hormone, it may lead to a condition called hyperthyroidism. Whereas, if it produces too little thyroid hormone, it may lead to hypothyroidism. Remember, neither of these two conditions are normal, and both of them are considered to be thyroid disease.
What are the Symptoms of Thyroid Disease?
You will be able to understand what thyroid disease is by looking at the list of symptoms shown by this disease. So, here is a complete list of symptoms of thyroid disease:
- High Cholesterol Level
- Heat Intolerance
- Menstrual Disorder
- Dry Skin
How can we Treat Thyroid Disease?
Some of the minor symptoms of thyroid can be treated or controlled with lifestyle and diet changes. For instance, avoiding stress, quitting smoking, limiting the consumption of processed food, and regular workouts. But, if the symptoms experienced are big, then you must consider taking proper treatment from a doctor. To save yourself from such expenses, we do recommend you purchase health insurance for thyroid.
Does Insurance cover Thyroid?
Earlier, the insurance companies never thought of adding insurance coverage against thyroid disease. However, the scenario has changed owing to a rise in the number of patients suffering from thyroid disease. Now, many insurance companies are offering proper health coverage against thyroid.
Here is a list of insurance companies providing coverage against Thyroid:
- Bajaj Finserv Health Ltd.
- Bharti AXA
- Max Bupa
- Reliance General Insurance
- TATA AIG
Health Insurance for Thyroid Patients:
We don’t want you to refrain from getting prompt medical treatment for treating your thyroid disease. For this, we recommend you purchase health insurance for thyroid. We do understand that apart from thyroid, a person may have other expenses for health, and feeling a financial crunch is obvious. Moreover, to detect thyroid, various tests are done. You need money for not just the treatment but for the diagnosis also. For a proper treatment of thyroid, you need regular doctor consultation and medications. To keep a check on your thyroid problem, you are advised to get the best treatment available. A good treatment would naturally incur a hefty amount. Therefore, you must have health insurance for thyroid.
With a good health insurance policy for thyroid, you can stay tension-free and focus just on getting the right treatment. Further, if your health plan covers thyroid, you can get full coverage for all the expenses against the thyroid treatment. Remember, what does the thyroid do to your body that can’t be treated in a short span. You will need long-term treatment to curb the disease. These days, many insurance companies are offering hefty coverage for thyroid patients.
What are the Benefits of Health Insurance for Thyroid?
Reading further, you will learn about the benefits of health insurance plans for thyroid patients. This information will motivate you to purchase a health insurance policy for thyroid:
- Coverage for Pre-and Post-Hospitalization Expenses
- Coverage against Regular Consultation
- Cashless Hospitalization
- Lifelong Renewability
- No Pre-Policy Medical Check-up
- Affordable Premiums
- Tax Benefits
The Bottom Line
If you are diagnosed with thyroid, then don’t just ponder on what does thyroid do? Take it as a wake-up call to check for yourself does insurance cover thyroid in your existing policy? If not, worry not! After a detailed study of the different health insurance for thyroid patients, purchase the one that meets your requirements. It will be the only way to proceed with your thyroid treatment without worrying about the treatment, testing, and medication expenses.