Bharti AXA Life Insurance Company Limited

Bharti AXA Life Insurance Company Limited

Bharti AXA Life Insurance is a collaboration between Bharti Enterprises (74%) – one of the leading business groups in India, and the AXA Group (26%), headquartered in Paris. Founded in 2006, the company’s main motive was to offer various state-of-the-art products and services that can cater to specific requirements of the customers.

Bharti AXA Life Insurance Company boasts of its wide distribution across 123 cities in the country. It offers a host of different insurance products starting from traditional to investment plans, ensuring higher coverage at a relatively low cost. The insurer has shown consistent and considerable growth with the help of its basic infrastructure, solid customer base, and domain knowledge.

Why opt for Bharti AXA Life Insurance?

  • Variety of Products:
  •  This company offers a wide range of online as well as offline plans.
  • Customer Service:
  • Bharti AXA Life Insurance has an excellent team of trained customer service professionals who offers hassle-free pre-sales and post-sales services.
  • Tax Benefits:
  •  The life insurance policies offered by Bharti AXA Life Insurance are eligible for tax benefits under Section 80C and 10(10D) of the Income Tax Act, 1961.
  • Cost-Effective:
  • Bharti AXA Life Insurance plans offer high sum assured plans at considerably lower premiums.
  • Flexibility:
  •  The company provides flexible options to pay premiums towards the policies.
  • Claim Settlement Ratio:
  •  The company continues to showcase a healthy claim settlement ratio of 97.35% (IRDAI Annual Data 19-20), proving to be a trustworthy insurer partner.

Types of Life Insurance products offered by Bharti AXA Life Insurance

  • Term Insurance Plans: Bharti AXA Life Insurance offers various term plans which the insured can select as per their suitability. There is a term policy for every possible kind of emergencies and uncertainty; hence you can opt for the right one to secure your family’s financial future.
  • Savings Plans: Bharti AXA Life Insurance understands the importance of short and long-term goals. Hence, it offers an array of saving plans that helps you to save in a systematic way.
  • Investment Plans:  The investment plans by Bharti AXA Life Insurance offer multiple ways to grow and save money while securing your loved ones during uncertainties.
  • Health Insurance Plans: Health Insurance Plans by Bharti AXA Life Insurance ensure that you and your family have the adequate financial security to meet sudden medical expenses.
  • Group Plans: Bharti AXA Life Insurance offers various Group plans to help employers cater to the needs of their employees cost-effectively.

Term Insurance Plans by Bharti AXA Life

  • Bharti AXA Life Flexi Term Plan: It comes with 3 different Life Cover pay-out options along with the benefits of critical illness and life insurance cover and is touted as one of the best term policies to secure your family.
  • Bharti AXA Life Grameen Jeevan Bima Yojana: It is a non-linked, non-participating term life micro-insurance plan, providing life cover in case of death. This plan also comes with a return of premium option wherein all the premiums paid are returned at the end of the policy term.
  • Bharti AXA Life POS Saral Jeevan Bima Yojana: It is pure protection, non-linked, non-participating term insurance plan that provides life cover in case of policyholder’s demise. It has standard guidelines, easy to understand by everyone.
  • Bharti AXA Life Premier Protect Plan: Along with offering financial security to your family, it also provides the flexibility to increase the life cover at critical milestones.
  • Bharti AXA Life Smart Jeevan: This plan secures your family for 12 years at a nominal premium amount. On policy maturity, it returns all the premiums paid throughout the policy term.


In case you want to know more about Bharti AXA Life Insurance products, then visit

Buy Term insurance as per your needs from 25+ plans

Subscribe to the newsletter

    Read More