Future Generali Term Insurance Calculator

Future Generali Term Insurance Calculator

Future Generali India Life Insurance is counted among the leading insurance companies in India. It is a joint venture between Future Group, Generali Group, and Industrial Investment Trust Limited (IITL). The company constantly works towards improving and securing people’s lives by offering a wide variety of insurance products.

The term insurance offered by Future Generali is reliable and affordable, providing optimum level financial protection to the policyholder and their family. Future Generali India Life Insurance Company has a healthy claim settlement ratio of 95.28% for 2019-20, making it a trustworthy insurance partner.

The term insurance calculator by Future Generali Life Insurance is simple and easy to use and calculates the exact premium to be paid for a term plan. It is a useful financial tool available online which assists you in making the right buying decision.

Benefits of Future Generali Term Insurance Premium Calculator

• Select the right coverage amount: Future Generali India Life term insurance premium calculator gives you the exact life cover amount suitable for fulfilling your family’s requirements in your absence. The calculator calculated the amount based on different factors like age, gender, income, etc., providing an accurate solution.
• Free of Cost: Future Generali India Life term insurance calculator is free of cost online tool available for everyone. It is simple and easy to use.
• Right buying decision: Using the Future Generali term insurance calculator gives you the idea of how much life cover you are eligible for and how much premium you are required to pay towards it. This way helps you choose the right term insurance plan depending on your affordability and requirements. In addition, the term insurance calculator lets compare various plans and then make the right buying decision.

Future Generali Term Insurance Plans

• Future Generali Flexi Online Term Plan
• Future Generali Care Plus
• Future Generali Jan Suraksha
• Future Generali Express Term Life Plan
• Future Generali Saral Jeevan Bima

Below are the details about term insurance plans offered by Future Generali Life Insurance:

1. Future Generali Flexi Online Term Plan: This term insurance plan is a pure protection plan wherein the insured can choose from different payout options suitable to his or her requirements. The plan comes with rider benefit options like critical illness, accidental death, or permanent disability.

2. Future Generali Care Plus Plan: This term insurance plan offers comprehensive protection at affordable premium rates. Policyholders get the flexibility to customize their plan by choosing their desired policy term and premium payment term based on their requirements. In addition, female policy applicants get the term plan at lower premium rates.

3. Future Generali Jan Suraksha Plan: Jan Suraksha Plan by Future Generali Life Insurance requires a one-time premium payment and secures the insured’s family against loans and liabilities. The benefits featured under this term plan include a death benefit, surrender benefit, tax benefits, and more.

4. Future Generali Express Term Life Plan: Under this plan, the death benefit is given either in a lump sum or if the insured gets diagnosed with a terminal illness. In addition, the policyholder can opt for different policy tenure and premium payment frequencies. For the Basic cover, the maximum coverage term is 28 years, and for the income protection plan, it is 45 years.

5. Future Generali Saral Jeevan Bima Term Plan: This is a pure protection plan with simple and standardized terms and guidelines, offering complete financial protection to the insured’s family. It gives the flexibility to the insured to opt for their preferred policy term and premium payment term. Future Generali Saral Jeevan Bima offers lump-sum benefits, low premium rates for women, along with tax benefits.

Benefits of Future Generali Life Term Insurance Plans

Future Generali Life Insurance offers a wide range of term insurance plans that financially safeguard the policyholder’s family in their absence. The term plans offer desired financial assistance along with add-on benefits at an affordable premium cost.

• Financial protection to the family: Future Generali Term Insurance Plans financially secures the insured’s family during an uncertain situation, such as the policyholder’s absence.
• High cover at low premiums: These term insurance plans provide high life cover at relatively lower premiums and thus do not burden the policyholder’s pocket.
• Multiple premium payment options: Future Generali Term Insurance Plans offer flexible premium payment frequencies, including monthly, yearly, half-yearly, and quarterly.
• Rider benefits: The term plan come with rider benefit option such as accidental death, terminal illness, or permanent disability which helps in enhancing the base policy cover.
• Tax Benefits: Future Generali Term Insurance Plans are eligible for tax benefits under the prevailing laws of the Income Tax Act 1961.