Benefits of Buying Term Insurance 

Why Buy Term Insurance ?

Bala strives hard to make some savings from his single income. But is that saving enough to meet any  unforeseen events in the future?

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To help Bala understand what a term insurance plan is, and term insurance plan benefits, here is some valuable information

WILL TERM INSURANCE TAKE CARE OF HIS FAMILY

Financial Security

The term insurance plan provides financial security to the insured’s family in case of his/her sudden demise.

Simple to Understand

The term insurance plan provides financial security to the insured’s family in case of his/her sudden demise.

Critical Illness

Accidental Death  Benefit

Waiver of Premium

Rider Benefits

Considering today’s unpredictable scenario, term insurance offers rider benefits that further enhance the scope of the base policy

MOONGAZING

CAN'T WAIT TO LISTEN TO

Affordable premiums with high sum assured is one of the key highlights of the term policy. The policyholder can choose the premium amount according to his or her affordability limits.

Affordable

Whole Life Cover

A whole life term plan offers whole life cover to the policyholder which means the policyholder gets comprehensive coverage up to the age of 99 years or more depending on the policy guidelines.

Flexible  Premium  Payment

There is flexibility in how you pay the premium amount. It can be by any mode and terms like monthly, quarterly, half-yearly, or annually

The term plans also offer rebates, such as discounted premiums for non-smokers and women. 

Rebates

TAX BENEFITS

Although term insurance has many incredible benefits to offer, and income tax benefits are one of them, you should understand the benefits under different sections well.

Bala would have got some better knowledge about the term insurance plan. He can now identify a reliable insurance company and a perfect insurance term plan to secure his family’s financial future.